The Expat Sage Podcast
Moving, Working, and Investing for Americans Abroad.
Pre-relocation planning advice and investment strategies for American citizens moving abroad.
Discover expert insights and comprehensive strategies for expats on investing in a dual taxation world, managing finances, and planning for retirement.
Episodes
30 episodes
Investing Minefield for Americans in Europe
We map the collision between U.S. citizenship‑based taxation and European investing, then give a clear, four‑pillar plan to build wealth abroad without triggering PFIC penalties or losing key tax benefits. The goal is simple: avoid the traps, u...
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13:19
How U.S. Expats Should Use FEIE, FTC, and Roth Accounts For Tax-Free Growth
We break down how FEIE and FTC truly work for expats and show how that single choice drives IRA eligibility, Roth versus traditional value, and long-term taxes. We end by stressing the employer match tax “time bomb” and how to plan around it.
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15:33
Tax-Smart Move To France
Planning a move to France with U.S. retirement accounts can feel like threading a needle in a storm—until you know exactly where the thread goes. We break down the cleanest path for dual-citizen couples to establish residency, safeguard 401(k) ...
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15:03
U.S.-Ireland Taxes: Protecting Your 401k And IRA Abroad
Thinking about moving to Dublin with a foot in both worlds? We walk through the easy part—immigration with dual U.S.–Irish citizenship—and then open the door to the financial maze most folks miss: how two tax systems collide over your retiremen...
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16:25
No, You Can’t Roll A UK Pension Into A US 401(k) or IRA
A simple question—can a UK pension be rolled into a US IRA or 401(k)?—opens a door to some of the most punishing rules in cross‑border retirement planning. We walk through the hard stop that HMRC’s QROPS regime creates, why no US plans qualify,...
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14:20
How U.S. Expats In Ireland Can Take Retirement Money Without Paying Tax Twice
Two tax systems. One retirement account. If you’re a U.S. citizen living in Ireland, every withdrawal choice carries outsized consequences—and a few of them can quietly cost six figures. We break down the practical path to keeping more of your ...
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17:03
New Rules, Real Steps: Moving from the U.S. to Germany in 2024–2025
Thinking about trading a U.S. zip code for a German postcode? We break down the smartest routes to make that move real—what’s changed, what still trips people up, and how to land with confidence. From the Schengen 90-day entry window to the inf...
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6:48
Come to Italy, Keep More Money: The Tax Schemes You Need to Know
Wondering if Italy's tax incentives could be your ticket to la dolce vita? Today we unpack the four major tax schemes designed to attract specific types of new residents to Italy in 2024.The landscape has shifted dramatically. The popul...
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13:15
Escape Double Taxation: Foreign Income Exclusion vs Tax Credit (FEIE vs FTC)
The nightmare of double taxation haunts countless Americans living abroad. That sinking feeling when tax season arrives—wondering if you'll truly have to pay taxes both in your new home and to the IRS—can overshadow the excitement of your inter...
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19:55
Why your 'simple' TOD account might cost your heirs thousands in taxes
Ever wondered if those "simple" financial solutions actually create more problems than they solve? That's exactly what we discovered when examining Transfer on Death (TOD) and Payable on Death (POD) accounts for Americans living abroad....
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16:14
When Uncle Sam Follows You to Dublin: Mastering Cross-Border Investing
The financial complexities faced by American investors in Ireland represent a perfect storm of conflicting tax systems, hidden pitfalls, and reporting burdens. Caught between US citizenship-based taxation and Irish residency-based rules, many e...
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17:46
Navigating the US Expatriate Tax Labyrinth: Estate Planning Across Borders
Have you ever wondered what happens to everything you've built abroad when you're no longer around? For American expatriates, this question unlocks a labyrinth of complex tax implications that could dramatically affect your legacy.The U...
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6:33
Beyond Borders: Protecting Your Legacy as a US Expat in France
Franco-American inheritance planning presents a complex web of conflicting tax systems and legal principles that can significantly impact expatriates' legacies without proper planning.• French inheritance tax focuses on beneficiaries, w...
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28:54
Croissants & Bureaucracy: The Honest Guide to Moving to France
Have you ever lost yourself in daydreams of charming French villages and Parisian cafés, only to wonder how to actually make that dream a reality? That fantasy of living in France quickly collides with complex immigration requirements, dual-cou...
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38:16
Green Card Exit: Tax Traps Explained
Surrendering your green card involves complex tax consequences that can lead to a significant exit tax. Timing is critical as the specific date you give up your Lawful Permanent Resident status directly impacts your tax situation and potential ...
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7:16
Navigating Portugal's Visa Maze: Your Complete Guide to Legally Moving from the US
Thinking about moving to Portugal? Before you start packing, you need to understand the critical two-step process that determines your success as an American relocating to this increasingly popular European destination.Portugal's immigr...
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23:21
Tax-Efficient Investing for American Expats in Britain
The financial tightrope walk between two tax systems creates unique investment challenges for Americans living in Britain. This comprehensive exploration cuts through the confusion, offering clarity on navigating the complex terrain of cross-bo...
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21:21
Essential Planning for Americans Moving to Britain
Dreaming of life across the pond? Our comprehensive guide breaks down the complex journey of relocating from the United States to the United Kingdom, making it more manageable by tackling the process step-by-step.We delve into the visa ...
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17:33
The Regulatory Pincer: Investing in Germany as a US Expat
We tackle the complex world of investing in Germany as a US expat, focusing on the "regulatory pincer" that creates significant financial challenges. Our deep dive reveals strategies for navigating dual taxation systems while avoiding costly in...
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18:32
Crossing the Atlantic: Moving From America to Germany
Germany's immigration system underwent major changes in 2024, making it significantly easier for Americans to relocate and gain citizenship. These changes include allowing dual citizenship, reducing residency requirements for naturalization, an...
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6:48
From America to France: Navigating the Expat Journey
We break down the essential steps for US citizens and green card holders looking to relocate to France, covering visa requirements, administrative processes, and cultural considerations to ensure a smooth transition.• US citizens can vi...
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8:32
Escaping America: The Hidden Costs of Renouncing US Citizenship
We tackle the profound and often misunderstood process of renouncing US citizenship, breaking down the legal complexities and significant tax implications. This critical decision impacts not just your relationship with America, but reshapes you...
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7:52
What Every US-Italian Couple Should Know
US citizens married to Italian citizens while living in Italy face complex financial challenges requiring deep understanding of both countries' tax systems, property laws, and estate planning requirements. Thoughtful navigation of these interco...
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6:33
Tax Traps for British Investors
We dive into US federal tax on investment income for British nationals who count as non-resident aliens (NRAs) for US tax purposes. This comprehensive guide covers crucial topics from determining your tax status to navigating the complex US-UK ...
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6:32
UK to US Relocation: The Essential Pre-Planning Roadmap
Moving from the UK to the United States requires meticulous pre-planning across multiple fronts to ensure a smooth transition. We break down the essential preparation steps and potential challenges you'll face when relocating across the Atlanti...
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26:01